نوع مقاله : مقاله پژوهشی
نویسندگان
1 استادیار دانشگاه شهید بهشتی
2 کارشناس ارشد حقوق خصوصی دانشگاه امام صادق(ع)
چکیده
کلیدواژهها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
Electronic money is an instrument for Electronic payment Which has nearly all functions of physical money and doesn’t have its disadvantages. Electronic Money has many similarities with physical money but there are many challenges concerning its nature. Bill and physical money like notes, coins and electronic money are used in everyday business. In trades using physical money, the promise will be done immediately after handing the money. For determining this point in electronic payments, we need to explain the nature of electronic money as a bill or a means for electronic payment. If we consider electronic money as bill then by the moment of paying, the promise will be performed and the bank who published the electronic money won’t be responsible in front of those who receive the money, but if we consider it merely as a means of electronic payment, then we cannot say that the promise would be performed by the moment we use electronic money and the bank who published the money would be responsible for the performance of promise. In this research we are going to discuss different approaches concerning electronic Money and finally give a complete and comprehensive approach in order to answer the questions about Electronic money.
کلیدواژهها [English]
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