نوع مقاله : مقاله پژوهشی
نویسندگان
چکیده
کلیدواژهها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
Electronic money is an instrument for electronic payment which has nearly all the functions of physical money and does not have its disadvantages. Electronic money has many similarities with physical money, but there are also many challenges concerning its nature. Bills and physical money like notes, coins, and electronic money are used in everyday business. In trades using physical money, the promise will be fulfilled immediately after handing over the money. To determine this point in electronic payments, we need to explain the nature of electronic money as either a bill or a means of electronic payment. If we consider electronic money as a bill, then at the moment of payment, the promise will be performed, and the bank that issued the electronic money will not be responsible to those who receive the money. But if we consider it merely as a means of electronic payment, then we cannot say that the promise is performed at the moment we use electronic money, and the bank that issued the money would be responsible for the performance of the promise. In this research, we are going to discuss different approaches concerning electronic money and finally provide a complete and comprehensive approach to answer the questions about electronic money.
کلیدواژهها [English]
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